Self-Employed Tax Calculator UK (2025/26)

Estimate take-home profit after income tax, Class 2 NI, Class 4 NI and optional student loan deductions. Results update instantly and include a quarterly set-aside estimate for payments on account.

Updated for 2025/26 · Reviewed by James Whitfield · Methodology and assumptions

£

Results

Annual net income
£65,652.00
Monthly net income
£5,471.00
Weekly net income
£1,262.54
Quarterly set-aside
£14,174.00
Set aside £14,174.00 per quarter. Payment dates are typically 31 January and 31 July.

Full breakdown

Annual profit£94,000.00
Income tax£25,032.00
Class 2 NI£179.40
Class 4 NI£3,136.60
Student loan£0.00
Total deductions£28,348.00
Net income£65,652.00

Income tax by band

Band Rate Taxable amount Tax
Basic rate 20.0% £37,700.00 £7,540.00
Higher rate 40.0% £43,730.00 £17,492.00
Additional rate 45.0% £0.00 £0.00

Class 4 NI by band

Range Rate Profit in band NI
£12,570 to £50,270 6.0% £37,700.00 £2,262.00
Above £50,270 2.0% £43,730.00 £874.60