This page helps you sanity-check salary offers in London using UK PAYE assumptions. The key figure for practical planning is monthly net pay after income tax, National Insurance, student loan and pension effects, not gross salary alone.
For London, common decisions are shaped by high housing and commuting costs with wide salary dispersion across sectors. That makes scenario testing important before committing to role changes or relocation. The salary table below is server-rendered with default assumptions so it is indexable and easy to compare.
Important: UK income tax does not vary by city. Only tax region, tax code and deduction settings change the calculation.
| Gross salary | Net monthly | Net annual | Details |
|---|---|---|---|
| £25,000 | £1,793.30 | £21,519.60 | View page |
| £30,000 | £2,093.30 | £25,119.60 | View page |
| £35,000 | £2,393.30 | £28,719.60 | View page |
| £40,000 | £2,693.30 | £32,319.60 | View page |
| £45,000 | £2,993.30 | £35,919.60 | View page |
| £50,000 | £3,293.30 | £39,519.60 | View page |
| £60,000 | £3,779.78 | £45,357.40 | View page |
| £75,000 | £4,504.78 | £54,057.40 | View page |
| £100,000 | £5,713.12 | £68,557.40 | View page |
Income tax region drives this difference. NI remains UK-wide for most employees, but Scottish income tax bands can shift net pay at the same gross salary.
No. Income tax is set by UK tax region, not by city. A London postcode does not change PAYE tax rates by itself. The key settings are region, tax code, student loan plan and pension assumptions.
Household budgeting is monthly, so net monthly pay is the practical number for rent, commuting and fixed costs. Gross salary can look strong while deductions and pension settings change take-home cashflow materially.
Use both. Annual net helps compare total compensation and monthly net helps assess affordability. Most people make better decisions when both views are checked under identical assumptions.
The table uses standard annual salary assumptions. Bonus timing and tax treatment can move monthly payslip values. Use the calculator route with your expected variable pay assumptions for planning.
No. This is an estimate tool for scenario comparison. Payroll remains authoritative for exact deductions in a specific pay period.