Self-Employed Tax Calculator UK (2026/27)

Estimate take-home profit after income tax and Class 4 National Insurance, with optional student loan deductions. Results update instantly and include a quarterly set-aside estimate for payments on account.

Updated for 2026/27 · Reviewed by James Whitfield · Methodology and assumptions

£

Results

Annual net income
£55,681.40
Monthly net income
£4,640.12
Weekly net income
£1,070.80
Quarterly set-aside
£10,409.30
Set aside £10,409.30 per quarter. Payment dates are typically 31 January and 31 July.

Full breakdown

Annual profit£76,500.00
Income tax£18,032.00
Class 4 NI£2,786.60
Student loan£0.00
Total deductions£20,818.60
Net income£55,681.40

Income tax by band

Band Rate Taxable amount Tax
Basic rate 20.0% £37,700.00 £7,540.00
Higher rate 40.0% £26,230.00 £10,492.00
Additional rate 45.0% £0.00 £0.00

Class 4 NI by band

Range Rate Profit in band NI
£12,570 to £50,270 6.0% £37,700.00 £2,262.00
Above £50,270 2.0% £26,230.00 £524.60