Self-Employed Tax Calculator UK (2025/26)

Estimate take-home profit after income tax, Class 2 NI, Class 4 NI and optional student loan deductions. Results update instantly and include a quarterly set-aside estimate for payments on account.

Updated for 2025/26 · Reviewed by James Whitfield · Methodology and assumptions

£

Results

Annual net income
£51,965.52
Monthly net income
£4,330.46
Weekly net income
£999.34
Quarterly set-aside
£11,017.24
Set aside £11,017.24 per quarter. Payment dates are typically 31 January and 31 July.

Full breakdown

Annual profit£74,000.00
Income tax£19,118.48
Class 2 NI£179.40
Class 4 NI£2,736.60
Student loan£0.00
Total deductions£22,034.48
Net income£51,965.52

Income tax by band

Band Rate Taxable amount Tax
Starter rate 19.0% £2,162.00 £410.78
Basic rate 20.0% £10,956.00 £2,191.20
Intermediate rate 21.0% £17,974.00 £3,774.54
Higher rate 42.0% £30,338.00 £12,741.96
Advanced rate 45.0% £0.00 £0.00
Top rate 48.0% £0.00 £0.00

Class 4 NI by band

Range Rate Profit in band NI
£12,570 to £50,270 6.0% £37,700.00 £2,262.00
Above £50,270 2.0% £23,730.00 £474.60