Self-Employed Tax Calculator UK (2025/26)

Estimate take-home profit after income tax, Class 2 NI, Class 4 NI and optional student loan deductions. Results update instantly and include a quarterly set-aside estimate for payments on account.

Updated for 2025/26 · Reviewed by James Whitfield · Methodology and assumptions

£

Results

Annual net income
£52,892.00
Monthly net income
£4,407.67
Weekly net income
£1,017.15
Quarterly set-aside
£9,554.00
Set aside £9,554.00 per quarter. Payment dates are typically 31 January and 31 July.

Full breakdown

Annual profit£72,000.00
Income tax£16,232.00
Class 2 NI£179.40
Class 4 NI£2,696.60
Student loan£0.00
Total deductions£19,108.00
Net income£52,892.00

Income tax by band

Band Rate Taxable amount Tax
Basic rate 20.0% £37,700.00 £7,540.00
Higher rate 40.0% £21,730.00 £8,692.00
Additional rate 45.0% £0.00 £0.00

Class 4 NI by band

Range Rate Profit in band NI
£12,570 to £50,270 6.0% £37,700.00 £2,262.00
Above £50,270 2.0% £21,730.00 £434.60