Self-Employed Tax Calculator UK (2025/26)

Estimate take-home profit after income tax, Class 2 NI, Class 4 NI and optional student loan deductions. Results update instantly and include a quarterly set-aside estimate for payments on account.

Updated for 2025/26 · Reviewed by James Whitfield · Methodology and assumptions

£

Results

Annual net income
£46,365.52
Monthly net income
£3,863.79
Weekly net income
£891.64
Quarterly set-aside
£8,817.24
Set aside £8,817.24 per quarter. Payment dates are typically 31 January and 31 July.

Full breakdown

Annual profit£64,000.00
Income tax£14,918.48
Class 2 NI£179.40
Class 4 NI£2,536.60
Student loan£0.00
Total deductions£17,634.48
Net income£46,365.52

Income tax by band

Band Rate Taxable amount Tax
Starter rate 19.0% £2,162.00 £410.78
Basic rate 20.0% £10,956.00 £2,191.20
Intermediate rate 21.0% £17,974.00 £3,774.54
Higher rate 42.0% £20,338.00 £8,541.96
Advanced rate 45.0% £0.00 £0.00
Top rate 48.0% £0.00 £0.00

Class 4 NI by band

Range Rate Profit in band NI
£12,570 to £50,270 6.0% £37,700.00 £2,262.00
Above £50,270 2.0% £13,730.00 £274.60