Self-Employed Tax Calculator UK (2025/26)

Estimate take-home profit after income tax, Class 2 NI, Class 4 NI and optional student loan deductions. Results update instantly and include a quarterly set-aside estimate for payments on account.

Updated for 2025/26 · Reviewed by James Whitfield · Methodology and assumptions

£

Results

Annual net income
£48,252.00
Monthly net income
£4,021.00
Weekly net income
£927.92
Quarterly set-aside
£7,874.00
Set aside £7,874.00 per quarter. Payment dates are typically 31 January and 31 July.

Full breakdown

Annual profit£64,000.00
Income tax£13,032.00
Class 2 NI£179.40
Class 4 NI£2,536.60
Student loan£0.00
Total deductions£15,748.00
Net income£48,252.00

Income tax by band

Band Rate Taxable amount Tax
Basic rate 20.0% £37,700.00 £7,540.00
Higher rate 40.0% £13,730.00 £5,492.00
Additional rate 45.0% £0.00 £0.00

Class 4 NI by band

Range Rate Profit in band NI
£12,570 to £50,270 6.0% £37,700.00 £2,262.00
Above £50,270 2.0% £13,730.00 £274.60