Self-Employed Tax Calculator UK (2025/26)

Estimate take-home profit after income tax, Class 2 NI, Class 4 NI and optional student loan deductions. Results update instantly and include a quarterly set-aside estimate for payments on account.

Updated for 2025/26 · Reviewed by James Whitfield · Methodology and assumptions

£

Results

Annual net income
£45,932.00
Monthly net income
£3,827.67
Weekly net income
£883.31
Quarterly set-aside
£7,034.00
Set aside £7,034.00 per quarter. Payment dates are typically 31 January and 31 July.

Full breakdown

Annual profit£60,000.00
Income tax£11,432.00
Class 2 NI£179.40
Class 4 NI£2,456.60
Student loan£0.00
Total deductions£14,068.00
Net income£45,932.00

Income tax by band

Band Rate Taxable amount Tax
Basic rate 20.0% £37,700.00 £7,540.00
Higher rate 40.0% £9,730.00 £3,892.00
Additional rate 45.0% £0.00 £0.00

Class 4 NI by band

Range Rate Profit in band NI
£12,570 to £50,270 6.0% £37,700.00 £2,262.00
Above £50,270 2.0% £9,730.00 £194.60