Self-Employed Tax Calculator UK (2025/26)

Estimate take-home profit after income tax, Class 2 NI, Class 4 NI and optional student loan deductions. Results update instantly and include a quarterly set-aside estimate for payments on account.

Updated for 2025/26 · Reviewed by James Whitfield · Methodology and assumptions

£

Results

Annual net income
£43,565.52
Monthly net income
£3,630.46
Weekly net income
£837.80
Quarterly set-aside
£7,717.24
Set aside £7,717.24 per quarter. Payment dates are typically 31 January and 31 July.

Full breakdown

Annual profit£59,000.00
Income tax£12,818.48
Class 2 NI£179.40
Class 4 NI£2,436.60
Student loan£0.00
Total deductions£15,434.48
Net income£43,565.52

Income tax by band

Band Rate Taxable amount Tax
Starter rate 19.0% £2,162.00 £410.78
Basic rate 20.0% £10,956.00 £2,191.20
Intermediate rate 21.0% £17,974.00 £3,774.54
Higher rate 42.0% £15,338.00 £6,441.96
Advanced rate 45.0% £0.00 £0.00
Top rate 48.0% £0.00 £0.00

Class 4 NI by band

Range Rate Profit in band NI
£12,570 to £50,270 6.0% £37,700.00 £2,262.00
Above £50,270 2.0% £8,730.00 £174.60