Self-Employed Tax Calculator UK (2026/27)

Estimate take-home profit after income tax and Class 4 National Insurance, with optional student loan deductions. Results update instantly and include a quarterly set-aside estimate for payments on account.

Updated for 2026/27 · Reviewed by James Whitfield · Methodology and assumptions

£

Results

Annual net income
£42,681.35
Monthly net income
£3,556.78
Weekly net income
£820.80
Quarterly set-aside
£7,159.32
Set aside £7,159.32 per quarter. Payment dates are typically 31 January and 31 July.

Full breakdown

Annual profit£57,000.00
Income tax£11,922.05
Class 4 NI£2,396.60
Student loan£0.00
Total deductions£14,318.65
Net income£42,681.35

Income tax by band

Band Rate Taxable amount Tax
Starter rate 19.0% £3,967.00 £753.73
Basic rate 20.0% £12,989.00 £2,597.80
Intermediate rate 21.0% £14,136.00 £2,968.56
Higher rate 42.0% £13,338.00 £5,601.96
Advanced rate 45.0% £0.00 £0.00
Top rate 48.0% £0.00 £0.00

Class 4 NI by band

Range Rate Profit in band NI
£12,570 to £50,270 6.0% £37,700.00 £2,262.00
Above £50,270 2.0% £6,730.00 £134.60