Self-Employed Tax Calculator UK (2026/27)

Estimate take-home profit after income tax and Class 4 National Insurance, with optional student loan deductions. Results update instantly and include a quarterly set-aside estimate for payments on account.

Updated for 2026/27 · Reviewed by James Whitfield · Methodology and assumptions

£

Results

Annual net income
£39,321.35
Monthly net income
£3,276.78
Weekly net income
£756.18
Quarterly set-aside
£5,839.32
Set aside £5,839.32 per quarter. Payment dates are typically 31 January and 31 July.

Full breakdown

Annual profit£51,000.00
Income tax£9,402.05
Class 4 NI£2,276.60
Student loan£0.00
Total deductions£11,678.65
Net income£39,321.35

Income tax by band

Band Rate Taxable amount Tax
Starter rate 19.0% £3,967.00 £753.73
Basic rate 20.0% £12,989.00 £2,597.80
Intermediate rate 21.0% £14,136.00 £2,968.56
Higher rate 42.0% £7,338.00 £3,081.96
Advanced rate 45.0% £0.00 £0.00
Top rate 48.0% £0.00 £0.00

Class 4 NI by band

Range Rate Profit in band NI
£12,570 to £50,270 6.0% £37,700.00 £2,262.00
Above £50,270 2.0% £730.00 £14.60