Self-Employed Tax Calculator UK (2026/27)

Estimate take-home profit after income tax and Class 4 National Insurance, with optional student loan deductions. Results update instantly and include a quarterly set-aside estimate for payments on account.

Updated for 2026/27 · Reviewed by James Whitfield · Methodology and assumptions

£

Results

Annual net income
£27,688.20
Monthly net income
£2,307.35
Weekly net income
£532.47
Quarterly set-aside
£2,655.90
Set aside £2,655.90 per quarter. Payment dates are typically 31 January and 31 July.

Full breakdown

Annual profit£33,000.00
Income tax£4,086.00
Class 4 NI£1,225.80
Student loan£0.00
Total deductions£5,311.80
Net income£27,688.20

Income tax by band

Band Rate Taxable amount Tax
Basic rate 20.0% £20,430.00 £4,086.00
Higher rate 40.0% £0.00 £0.00
Additional rate 45.0% £0.00 £0.00

Class 4 NI by band

Range Rate Profit in band NI
£12,570 to £50,270 6.0% £20,430.00 £1,225.80
Above £50,270 2.0% £0.00 £0.00