Self-Employed Tax Calculator UK (2026/27)

Estimate take-home profit after income tax and Class 4 National Insurance, with optional student loan deductions. Results update instantly and include a quarterly set-aside estimate for payments on account.

Updated for 2026/27 · Reviewed by James Whitfield · Methodology and assumptions

£

Results

Annual net income
£145,040.40
Monthly net income
£12,086.70
Weekly net income
£2,789.24
Quarterly set-aside
£52,479.80
Set aside £52,479.80 per quarter. Payment dates are typically 31 January and 31 July.

Full breakdown

Annual profit£250,000.00
Income tax£98,703.00
Class 4 NI£6,256.60
Student loan£0.00
Total deductions£104,959.60
Net income£145,040.40

Income tax by band

Band Rate Taxable amount Tax
Basic rate 20.0% £37,700.00 £7,540.00
Higher rate 40.0% £87,440.00 £34,976.00
Additional rate 45.0% £124,860.00 £56,187.00

Class 4 NI by band

Range Rate Profit in band NI
£12,570 to £50,270 6.0% £37,700.00 £2,262.00
Above £50,270 2.0% £199,730.00 £3,994.60