Self-Employed Tax Calculator UK (2026/27)

Estimate take-home profit after income tax and Class 4 National Insurance, with optional student loan deductions. Results update instantly and include a quarterly set-aside estimate for payments on account.

Updated for 2026/27 · Reviewed by James Whitfield · Methodology and assumptions

£

Results

Annual net income
£127,981.90
Monthly net income
£10,665.16
Weekly net income
£2,461.19
Quarterly set-aside
£45,509.05
Set aside £45,509.05 per quarter. Payment dates are typically 31 January and 31 July.

Full breakdown

Annual profit£219,000.00
Income tax£85,381.50
Class 4 NI£5,636.60
Student loan£0.00
Total deductions£91,018.10
Net income£127,981.90

Income tax by band

Band Rate Taxable amount Tax
Basic rate 20.0% £37,700.00 £7,540.00
Higher rate 40.0% £74,870.00 £29,948.00
Additional rate 45.0% £106,430.00 £47,893.50

Class 4 NI by band

Range Rate Profit in band NI
£12,570 to £50,270 6.0% £37,700.00 £2,262.00
Above £50,270 2.0% £168,730.00 £3,374.60