Self-Employed Tax Calculator UK (2026/27)

Estimate take-home profit after income tax and Class 4 National Insurance, with optional student loan deductions. Results update instantly and include a quarterly set-aside estimate for payments on account.

Updated for 2026/27 · Reviewed by James Whitfield · Methodology and assumptions

£

Results

Annual net income
£123,741.90
Monthly net income
£10,311.82
Weekly net income
£2,379.65
Quarterly set-aside
£43,629.05
Set aside £43,629.05 per quarter. Payment dates are typically 31 January and 31 July.

Full breakdown

Annual profit£211,000.00
Income tax£81,781.50
Class 4 NI£5,476.60
Student loan£0.00
Total deductions£87,258.10
Net income£123,741.90

Income tax by band

Band Rate Taxable amount Tax
Basic rate 20.0% £37,700.00 £7,540.00
Higher rate 40.0% £74,870.00 £29,948.00
Additional rate 45.0% £98,430.00 £44,293.50

Class 4 NI by band

Range Rate Profit in band NI
£12,570 to £50,270 6.0% £37,700.00 £2,262.00
Above £50,270 2.0% £160,730.00 £3,214.60