Self-Employed Tax Calculator UK (2025/26)

Estimate take-home profit after income tax, Class 2 NI, Class 4 NI and optional student loan deductions. Results update instantly and include a quarterly set-aside estimate for payments on account.

Updated for 2025/26 · Reviewed by James Whitfield · Methodology and assumptions

£

Results

Annual net income
£108,192.50
Monthly net income
£9,016.04
Weekly net income
£2,080.62
Quarterly set-aside
£36,903.75
Set aside £36,903.75 per quarter. Payment dates are typically 31 January and 31 July.

Full breakdown

Annual profit£182,000.00
Income tax£68,731.50
Class 2 NI£179.40
Class 4 NI£4,896.60
Student loan£0.00
Total deductions£73,807.50
Net income£108,192.50

Income tax by band

Band Rate Taxable amount Tax
Basic rate 20.0% £37,700.00 £7,540.00
Higher rate 40.0% £74,870.00 £29,948.00
Additional rate 45.0% £69,430.00 £31,243.50

Class 4 NI by band

Range Rate Profit in band NI
£12,570 to £50,270 6.0% £37,700.00 £2,262.00
Above £50,270 2.0% £131,730.00 £2,634.60