Self-Employed Tax Calculator UK (2025/26)

Estimate take-home profit after income tax, Class 2 NI, Class 4 NI and optional student loan deductions. Results update instantly and include a quarterly set-aside estimate for payments on account.

Updated for 2025/26 · Reviewed by James Whitfield · Methodology and assumptions

£

Results

Annual net income
£93,496.12
Monthly net income
£7,791.34
Weekly net income
£1,798.00
Quarterly set-aside
£36,251.94
Set aside £36,251.94 per quarter. Payment dates are typically 31 January and 31 July.

Full breakdown

Annual profit£166,000.00
Income tax£67,747.88
Class 2 NI£179.40
Class 4 NI£4,576.60
Student loan£0.00
Total deductions£72,503.88
Net income£93,496.12

Income tax by band

Band Rate Taxable amount Tax
Starter rate 19.0% £2,162.00 £410.78
Basic rate 20.0% £10,956.00 £2,191.20
Intermediate rate 21.0% £17,974.00 £3,774.54
Higher rate 42.0% £31,338.00 £13,161.96
Advanced rate 45.0% £50,140.00 £22,563.00
Top rate 48.0% £53,430.00 £25,646.40

Class 4 NI by band

Range Rate Profit in band NI
£12,570 to £50,270 6.0% £37,700.00 £2,262.00
Above £50,270 2.0% £115,730.00 £2,314.60