Self-Employed Tax Calculator UK (2025/26)

Estimate take-home profit after income tax, Class 2 NI, Class 4 NI and optional student loan deductions. Results update instantly and include a quarterly set-aside estimate for payments on account.

Updated for 2025/26 · Reviewed by James Whitfield · Methodology and assumptions

£

Results

Annual net income
£94,942.50
Monthly net income
£7,911.88
Weekly net income
£1,825.82
Quarterly set-aside
£31,028.75
Set aside £31,028.75 per quarter. Payment dates are typically 31 January and 31 July.

Full breakdown

Annual profit£157,000.00
Income tax£57,481.50
Class 2 NI£179.40
Class 4 NI£4,396.60
Student loan£0.00
Total deductions£62,057.50
Net income£94,942.50

Income tax by band

Band Rate Taxable amount Tax
Basic rate 20.0% £37,700.00 £7,540.00
Higher rate 40.0% £74,870.00 £29,948.00
Additional rate 45.0% £44,430.00 £19,993.50

Class 4 NI by band

Range Rate Profit in band NI
£12,570 to £50,270 6.0% £37,700.00 £2,262.00
Above £50,270 2.0% £106,730.00 £2,134.60