Self-Employed Tax Calculator UK (2025/26)

Estimate take-home profit after income tax, Class 2 NI, Class 4 NI and optional student loan deductions. Results update instantly and include a quarterly set-aside estimate for payments on account.

Updated for 2025/26 · Reviewed by James Whitfield · Methodology and assumptions

£

Results

Annual net income
£83,282.50
Monthly net income
£6,940.21
Weekly net income
£1,601.59
Quarterly set-aside
£25,858.75
Set aside £25,858.75 per quarter. Payment dates are typically 31 January and 31 July.

Full breakdown

Annual profit£135,000.00
Income tax£47,581.50
Class 2 NI£179.40
Class 4 NI£3,956.60
Student loan£0.00
Total deductions£51,717.50
Net income£83,282.50

Income tax by band

Band Rate Taxable amount Tax
Basic rate 20.0% £37,700.00 £7,540.00
Higher rate 40.0% £74,870.00 £29,948.00
Additional rate 45.0% £22,430.00 £10,093.50

Class 4 NI by band

Range Rate Profit in band NI
£12,570 to £50,270 6.0% £37,700.00 £2,262.00
Above £50,270 2.0% £84,730.00 £1,694.60