Self-Employed Tax Calculator UK (2025/26)

Estimate take-home profit after income tax, Class 2 NI, Class 4 NI and optional student loan deductions. Results update instantly and include a quarterly set-aside estimate for payments on account.

Updated for 2025/26 · Reviewed by James Whitfield · Methodology and assumptions

£

Results

Annual net income
£82,752.50
Monthly net income
£6,896.04
Weekly net income
£1,591.39
Quarterly set-aside
£25,623.75
Set aside £25,623.75 per quarter. Payment dates are typically 31 January and 31 July.

Full breakdown

Annual profit£134,000.00
Income tax£47,131.50
Class 2 NI£179.40
Class 4 NI£3,936.60
Student loan£0.00
Total deductions£51,247.50
Net income£82,752.50

Income tax by band

Band Rate Taxable amount Tax
Basic rate 20.0% £37,700.00 £7,540.00
Higher rate 40.0% £74,870.00 £29,948.00
Additional rate 45.0% £21,430.00 £9,643.50

Class 4 NI by band

Range Rate Profit in band NI
£12,570 to £50,270 6.0% £37,700.00 £2,262.00
Above £50,270 2.0% £83,730.00 £1,674.60