Self-Employed Tax Calculator UK (2026/27)

Estimate take-home profit after income tax and Class 4 National Insurance, with optional student loan deductions. Results update instantly and include a quarterly set-aside estimate for payments on account.

Updated for 2026/27 · Reviewed by James Whitfield · Methodology and assumptions

£

Results

Annual net income
£73,491.40
Monthly net income
£6,124.28
Weekly net income
£1,413.30
Quarterly set-aside
£18,754.30
Set aside £18,754.30 per quarter. Payment dates are typically 31 January and 31 July.

Full breakdown

Annual profit£111,000.00
Income tax£34,032.00
Class 4 NI£3,476.60
Student loan£0.00
Total deductions£37,508.60
Net income£73,491.40

Income tax by band

Band Rate Taxable amount Tax
Basic rate 20.0% £37,700.00 £7,540.00
Higher rate 40.0% £66,230.00 £26,492.00
Additional rate 45.0% £0.00 £0.00

Class 4 NI by band

Range Rate Profit in band NI
£12,570 to £50,270 6.0% £37,700.00 £2,262.00
Above £50,270 2.0% £60,730.00 £1,214.60