£46,000 After Tax in the UK (2025/26)

This page is built for direct salary-intent searches and decision checks. Start with base take-home, then compare student loan, pension and regional variants before acting on an offer.

England monthly
£3,053.30
Scotland monthly
£2,997.26
Wales monthly
£3,053.30
Northern Ireland monthly
£3,053.30

Worked scenarios

Base vs Plan 2 student loan

Monthly delta: £131.47

Base vs 5% pension

Monthly delta: £191.67

5% pension vs salary sacrifice

Monthly delta: £53.67

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