£23,000 After Tax in the UK (2025/26)

This page is built for direct salary-intent searches and decision checks. Start with base take-home, then compare student loan, pension and regional variants before acting on an offer.

England monthly
£1,673.30
Scotland monthly
£1,675.10
Wales monthly
£1,673.30
Northern Ireland monthly
£1,673.30

Worked scenarios

Base vs Plan 2 student loan

Monthly delta: £0.00

Base vs 5% pension

Monthly delta: £95.83

5% pension vs salary sacrifice

Monthly delta: £26.83

Tool actions