UK Take-Home Pay Calculator (2025/26)

Instant net pay from any salary. Income Tax, National Insurance, student loan and pension, with full assumptions and breakdown.

Inputs

£
Region

If unknown, leave as 1257L. This is an estimate helper.

0%
Advanced options

Current calculation uses Category A rates for NI estimate.

Results

Monthly take-home
£5,326.45
Annual: £63,917.40
Take-home
£63,917.40
£5,326.45 / month
Take-home£63,917.40
Income Tax£24,232.00
NI£3,850.60
Student Loan£0.00
Pension£0.00
Weekly
£1,229.18
Daily
£245.84
Share this result

Full breakdown

Item Annual Monthly
Gross salary£92,000.00£7,666.67
Income Tax£24,232.00£2,019.33
National Insurance£3,850.60£320.88
Student Loan£0.00£0.00
Pension£0.00£0.00
Take-home£63,917.40£5,326.45

Tax bands

BandRateTaxable amountTax paid
Basic rate 20% £37,700.00 £7,540.00
Higher rate 40% £41,730.00 £16,692.00
Additional rate 45% £0.00 £0.00

NI and student loan details

National Insurance
Main NI: £3,016.00
Upper NI: £834.60
Student Loan
Plan: none
Repayment: £0.00

Assumptions

Tax year: 2025/26
Region: england
Tax code: 1257L
NI category: A
Student loan: none
Pension: 0%
Salary sacrifice: No
Effective tax rate: 30.52%
Marginal rate: 42.0%
Estimates only - not financial advice.