UK Take-Home Pay Calculator (2025/26)

Instant net pay from any salary. Income Tax, National Insurance, student loan and pension, with full assumptions and breakdown.

Inputs

£
Region

If unknown, leave as 1257L. This is an estimate helper.

0%
Advanced options

Current calculation uses Category A rates for NI estimate.

Results

Monthly take-home
£3,634.78
Annual: £43,617.40
Take-home
£43,617.40
£3,634.78 / month
Take-home£43,617.40
Income Tax£10,232.00
NI£3,150.60
Student Loan£0.00
Pension£0.00
Weekly
£838.80
Daily
£167.76
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Full breakdown

Item Annual Monthly
Gross salary£57,000.00£4,750.00
Income Tax£10,232.00£852.67
National Insurance£3,150.60£262.55
Student Loan£0.00£0.00
Pension£0.00£0.00
Take-home£43,617.40£3,634.78

Tax bands

BandRateTaxable amountTax paid
Basic rate 20% £37,700.00 £7,540.00
Higher rate 40% £6,730.00 £2,692.00
Additional rate 45% £0.00 £0.00

NI and student loan details

National Insurance
Main NI: £3,016.00
Upper NI: £134.60
Student Loan
Plan: none
Repayment: £0.00

Assumptions

Tax year: 2025/26
Region: england
Tax code: 1257L
NI category: A
Student loan: none
Pension: 0%
Salary sacrifice: No
Effective tax rate: 23.48%
Marginal rate: 42.0%
Estimates only - not financial advice.