UK Take-Home Pay Calculator (2025/26)

Instant net pay from any salary. Income Tax, National Insurance, student loan and pension, with full assumptions and breakdown.

Inputs

£
Region

If unknown, leave as 1257L. This is an estimate helper.

0%
Advanced options

Current calculation uses Category A rates for NI estimate.

Results

Monthly take-home
£2,033.30
Annual: £24,399.60
Take-home
£24,399.60
£2,033.30 / month
Take-home£24,399.60
Income Tax£3,286.00
NI£1,314.40
Student Loan£0.00
Pension£0.00
Weekly
£469.22
Daily
£93.84
Share this result

Full breakdown

Item Annual Monthly
Gross salary£29,000.00£2,416.67
Income Tax£3,286.00£273.83
National Insurance£1,314.40£109.53
Student Loan£0.00£0.00
Pension£0.00£0.00
Take-home£24,399.60£2,033.30

Tax bands

BandRateTaxable amountTax paid
Basic rate 20% £16,430.00 £3,286.00
Higher rate 40% £0.00 £0.00
Additional rate 45% £0.00 £0.00

NI and student loan details

National Insurance
Main NI: £1,314.40
Upper NI: £0.00
Student Loan
Plan: none
Repayment: £0.00

Assumptions

Tax year: 2025/26
Region: england
Tax code: 1257L
NI category: A
Student loan: none
Pension: 0%
Salary sacrifice: No
Effective tax rate: 15.86%
Marginal rate: 28.0%
Estimates only - not financial advice.