Calculate UK take-home pay after Income Tax and National Insurance with student loan, pension and tax code assumptions. Use this page for a full breakdown, then jump to salary bands and region pages for shareable results.
If unknown, leave as 1257L. This is an estimate helper.
Current calculation uses Category A rates for NI estimate.
| Item | Annual | Monthly |
|---|---|---|
| Gross salary | £258,750.00 | £21,562.50 |
| Income Tax | £103,269.00 | £8,605.75 |
| National Insurance | £7,185.60 | £598.80 |
| Student Loan | £0.00 | £0.00 |
| Pension | £0.00 | £0.00 |
| Take-home | £148,295.40 | £12,357.95 |
| Band | Rate | Taxable amount | Tax paid |
|---|---|---|---|
| Basic rate | 20% | £37,700.00 | £7,540.00 |
| Higher rate | 40% | £74,870.00 | £29,948.00 |
| Additional rate | 45% | £146,180.00 | £65,781.00 |
Enter annual gross pay and choose the correct nation. Scotland uses different income tax bands, so region choice matters.
Set student loan, pension and tax code assumptions to match your payslip. Leave defaults if you want a quick planning estimate.
Use the share link, compare page and salary band pages to check nearby offers or salary increases before accepting a role.
It is a planning estimate using current tax-year rules and your selected assumptions. Use payslips and payroll for final figures.
Differences usually come from pension treatment, student loan plan, tax code changes, bonuses, or payroll timing.