Take-home pay in Edinburgh (2025/26)

This page helps you sanity-check salary offers in Edinburgh using UK PAYE assumptions. The key figure for practical planning is monthly net pay after income tax, National Insurance, student loan and pension effects, not gross salary alone.

For Edinburgh, common decisions are shaped by salary mixes that often include variable pay in finance and tech. That makes scenario testing important before committing to role changes or relocation. The salary table below is server-rendered with default assumptions so it is indexable and easy to compare.

Important: UK income tax does not vary by city. Only tax region, tax code and deduction settings change the calculation.

Default sample salary
£42,000
Estimated annual take-home
£33,618.10
Estimated monthly take-home
£2,801.51

Common salary levels in Edinburgh

Gross salary Net monthly Net annual Details
£25,000 £1,795.10 £21,541.22 View page
£30,000 £2,091.51 £25,098.10 View page
£35,000 £2,387.34 £28,648.10 View page
£40,000 £2,683.17 £32,198.10 View page
£45,000 £2,955.59 £35,467.12 View page
£50,000 £3,163.93 £37,967.12 View page
£60,000 £3,629.24 £43,550.92 View page
£75,000 £4,329.24 £51,950.92 View page
£100,000 £5,433.41 £65,200.92 View page

Compare regions at £45,000

Income tax region drives this difference. NI remains UK-wide for most employees, but Scottish income tax bands can shift net pay at the same gross salary.

England/Wales/NI monthly net: £2,993.30
Scotland monthly net: £2,955.59

City FAQ

Does Edinburgh have different city tax rates?

No city-specific tax rates apply. Edinburgh follows Scottish income tax rules by region, not postcode-level tax bands.

What should I compare for role decisions in Edinburgh?

Compare monthly and annual net pay with matched assumptions. This captures the practical cashflow impact of each offer.

How do pension and student loan change estimates?

Both can materially reduce take-home pay. Set these explicitly to avoid overestimating disposable income.

Why might my payslip differ from this estimate?

Payroll can differ due to tax code changes, one-off payments, benefits or timing. Use this page for planning; payslip remains final.

Can I open these salaries in the full calculator?

Yes. Each table row links to a salary detail page, and the full calculator supports scenario tuning.

Useful links

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