UK Take-Home Pay Calculator (2025/26)

Instant net pay from any salary. Income Tax, National Insurance, student loan and pension, with full assumptions and breakdown.

Inputs

£
Region

If unknown, leave as 1257L. This is an estimate helper.

0%
Advanced options

Current calculation uses Category A rates for NI estimate.

Results

Monthly take-home
£2,091.51
Annual: £25,098.10
Take-home
£25,098.10
£2,091.51 / month
Take-home£25,098.10
Income Tax£3,507.50
NI£1,394.40
Student Loan£0.00
Pension£0.00
Weekly
£482.66
Daily
£96.53
Share this result

Full breakdown

Item Annual Monthly
Gross salary£30,000.00£2,500.00
Income Tax£3,507.50£292.29
National Insurance£1,394.40£116.20
Student Loan£0.00£0.00
Pension£0.00£0.00
Take-home£25,098.10£2,091.51

Tax bands

BandRateTaxable amountTax paid
Starter rate 19% £2,162.00 £410.78
Basic rate 20% £10,956.00 £2,191.20
Intermediate rate 21% £4,312.00 £905.52
Higher rate 42% £0.00 £0.00
Advanced rate 45% £0.00 £0.00
Top rate 48% £0.00 £0.00

NI and student loan details

National Insurance
Main NI: £1,394.40
Upper NI: £0.00
Student Loan
Plan: none
Repayment: £0.00

Assumptions

Tax year: 2025/26
Region: scotland
Tax code: 1257L
NI category: A
Student loan: none
Pension: 0%
Salary sacrifice: No
Effective tax rate: 16.34%
Marginal rate: 29.0%
Estimates only - not financial advice.